THE BASICS: PART A & PART B DRUG COVERAGE
Part A: Hospital
Part A is the most basic tier of Medicare and covers certain hospitalization expenses, including drugs administered only during covered hospital stays.
Part B: Medical
Medicare Part B covers some of the expenses of preventative and outpatient care not covered under Part A. While Part B will help cover drugs deemed medically necessary by a physician for a patient’s treatment, drug costs are applied to the policy holder’s deductible before Medicare pays its portion of any drug expenses.
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Your Medicare card is pretty straightforward as it includes:
- Your name
- Your Medicare claim number
- If you have part A (hospital coverage), part B (medical coverage), or both
- The date your coverage started
For the most part, these red, white, and blue cards have stayed the same since their creation in 1965, but starting this year (April 2018), Medicare is sending out new cards.